0 CIBIL Score Loan 2024: It is very important to take a loan from a verified institution, but a verified institution gives a loan on certain conditions, it checks the entire history of the applicant so that the risk can be taken. Generally, only those people get loans from verified organizations that have a good credit score, like 700+. But what if your CIBIL score is not good? In such a situation, people often take wrong steps, such as taking a loan from a moneylender or any Chinese application and this causes huge financial loss and mental injury. If your credit score is not good and you need a loan then this article “0” CIBIL Score Loan 2024 is for you. In this article, we will tell you how you can get a loan from a verified institution despite having a bad CIBIL score. Therefore, read this article completely.
Overview of the 0 CIBIL Score Loan 2024
Type of article | No Guarantee is required for the loan |
Amount of the loan | Up to 1.5 lakh rupees INR |
Application process | Online application form |
Purpose of the loan | You can get this loan for any purpose. |
Guarantee for the loan guarantee | Up to 36% of the interest rate on the loan amount |
Loan replay period of the loan | Delay in any installment |
No Guarantee is required for the loan | Penalty will be applicable |
Interest rate | Up to 36% of interest rate on the loan amount |
Loan security | These apps are RBI approved |
Required eligibility for the loan | Person needs to be Indian citizen having an Aadhar card (linked with the mobile number) Applicant’s age should be between of 18 to 59 years |
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Taking a loan from a bank can be a good option, but often banks reject our application because our CIBIL score is bad. If your CIBIL score is 0 and you need a loan then do not worry. Here is information for you about some such loan applications that can help you get a loan in a few minutes.
The biggest feature of 0 CIBIL Score Loan is that it is completely safe, you can apply for it anytime for any need and you do not need to go anywhere to get it. Although there are many benefits of taking a loan from this 0 CIBIL score loan application, if you really want to take this loan then there are several important things that you should keep in mind to get it safely.
Important information about the loan
The interest rate on loan: Friends, to take a loan from this 0 CIBIL score loan app, you will have to pay around 36% interest on an annual basis. This 36% is the maximum interest rate percentage but it can vary according to the loan app
Penalty on loan: If you are unable to repay the loan on time, you will have to pay a penalty for it.
Processing Fee: For this loan, you will also have to pay a processing fee of 10 percent or more i.e. up to Rs 10,000.
GST: If you take a loan with zero CIBIL score, you will also have to pay 18% GST on all expenses, which is mandatory.
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What are the benefits of taking zero CIBIL score loans
The biggest advantage is that you can get a loan here on a 0 CIBIL score loan application, that is, no matter how low your CIBIL score is, you can take the loan. Here you can take a loan ranging from Rs 1000 to Rs 10 lakh and you get 60 months to repay it. Friends, you can take this loan anytime for any need.
Most importantly, this loan application with a 0 CIBIL score is 100% safe, as this loan is approved by RBI and registered with NBFC, your credit score will also improve if you repay this loan on time. Due to this, you can easily avail of any further loan. To avail of this loan, you will not need to provide a salary slip, zamindari, or security, just provide your KYC and the loan will be directly credited to your account.
How to apply for the “0” CIBIL Score Loan 2024
You can get this loan sitting at home. Yes, these loans are application-based, and don’t worry, these applications are approved by RBI, so you don’t need to worry much.
To get a loan from these applications, you will have to download these applications from the Google Play Store. After downloading the application, you will have to register yourself in the application. Once you have registered yourself, you have to look for the quick loan option in the app.
When you find the option, click on it and an application form will open on your mobile screen. Simply fill out the complete application form, upload all relevant documents (as per the app’s instructions), and submit your form. Once the app authority verifies your document, it will transfer the loan amount to your bank account.
List of the zero CIBIL score apps
Jio loan | Kreditzy Personal Loan App | Fibe instant loan |
Credit Mantri loan | AEON fast loan | True balance loan app |
Ring loan app | Insta money loan app | Free charge loan app |
Sanpmint loan | Paisabazaar loan app | Paytm Post paid loan |
Fatak pay loan | Hero FinCorp loan app | TATA Neu Credit Line |
In cred loan app | Paytm loan app | Mobikwik Zip Loan |
Amazone pay later | Paytm business loan | Bharatpe loan |
Flipkart pay later | Phonepe loan | Navi Loan App |
One Card Loan | Mannapuram Loan. | True Caller Loan |
Vyom By BOI App | Flex Pay Loan | Chola One Loan App |