Ayushman Bharat Yojana 2025 Cancer Treatment Apply Online: Ayushman Bharat Yojana Cancer treatment: The Government of India has launched several healthcare initiatives to support the economically weaker sections of society. Among them, the Ayushman Bharat Yojana—also known as Pradhan Mantri Jan Arogya Yojana (PMJAY)—stands out as a game-changing health insurance scheme offering financial relief to millions.
But a common question arises: Does Ayushman Bharat Yojana cover the treatment of life-threatening diseases like cancer? If yes, what is the process, and what facilities are available? Let’s explore how this scheme works, what diseases are included, and how cancer patients can benefit from it.
What is Ayushman Bharat Yojana (PMJAY)?
Launched in 2018, Ayushman Bharat Yojana is India’s flagship public health insurance scheme aimed at providing free medical coverage up to ₹5 lakh per family per year. It covers over 10 crore families across the country, focusing primarily on those living below the poverty line.
This scheme is valid in both government and empanelled private hospitals, ensuring access to quality healthcare without the burden of out-of-pocket expenses.
Is Cancer Treatment Included in Ayushman Bharat Yojana?
Yes, cancer treatment is included under the Ayushman Bharat scheme. However, the coverage is subject to certain limitations and conditions based on the type and stage of cancer.
Cancer Treatment Procedures Covered:
1. Surgical Intervention
o Removal of tumors, especially in cases like breast cancer, oral cancer, and ovarian cancer.
2. Chemotherapy
o Coverage includes the cost of cancer-fighting drugs and related hospital procedures.
3. Radiotherapy
o Treatment using radiation to destroy cancerous cells is also covered.
4. Palliative Care
o For patients in later stages, pain relief and symptom management are offered.
Which Stages of Cancer Are Covered?
• Early Stage: Fully covered.
• Mid Stage: Covered with medical and surgical options.
• Advanced Stage: Generally not covered; palliative care may be available but curative treatment is limited.
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Types of Cancer Covered Under Ayushman Bharat
Here are some of the cancer types included under the scheme:
• Breast Cancer
• Cervical Cancer
• Colorectal Cancer
• Prostate Cancer
• Oral Cancer
• Skin Cancer
Note: Availability of treatment may vary based on hospital infrastructure and local empanelment.
Facilities Available Under the Scheme
1. Cashless Treatment
o Patients can avail treatment without paying upfront, simply by showing the Ayushman card.
2. Network of Empanelled Hospitals
o Includes both government hospitals and select private hospitals across India.
3. Team of Specialists
o Access to qualified oncologists, surgeons, and other healthcare experts.
4. Post-Treatment Care
o Some facilities offer follow-up and rehabilitation care.
Cost Coverage Under Ayushman Bharat
The scheme covers up to ₹5 lakh annually per family, which includes:
• Hospital admission charges
• Surgery and medical procedures
• Medicines and diagnostics
• Intensive care services
Limitations of Ayushman Bharat for Cancer Patients
• Not all cancer types are covered.
• Advanced-stage cancer treatments are not fully included.
• Only families listed as eligible under SECC (Socio-Economic Caste Census) can apply.
• Some private hospitals may not be empanelled in all regions.
Other Major Diseases Covered
Besides cancer, Ayushman Bharat also includes treatment for:
• Heart ailments
• Kidney failure & dialysis
• Neurological disorders
• Infectious diseases like dengue & malaria
• Orthopedic surgeries (knee/hip replacement)
• Cataracts, infertility, and more
How to Apply for Ayushman Bharat Yojana
Step-by-Step Guide:
- Check Your Eligibility
- Visit the official PMJAY portal: https://pmjay.gov.in
- Use your mobile number or ration card to verify inclusion.
- Gather Required Documents
- Aadhaar Card
- Ration Card
- Valid Mobile Number
- Registration
- If eligible, complete the registration online or visit a Common Service Center (CSC).
- Get Your Ayushman Card
- Once verified, you’ll receive an e-card to access cashless treatment.
Final Words: A Ray of Hope for Cancer Patients
The Ayushman Bharat Yojana has emerged as a lifeline for cancer patients from financially weaker sections. While it does have its limitations—particularly for advanced-stage cancer—it still provides free, quality treatment in the early and mid stages of the disease.
If you or a loved one is battling cancer and falls under the eligible category, don’t miss out on the benefits of this life-saving government scheme.