Bajaj Allianz Two-Wheeler Insurance 2025: Get Insurance in 5 min | No Paper Work Required

Bajaj Allianz Two-Wheeler Insurance 2025: Bajaj Allianz General Insurance, one of India’s leading insurance providers, has been recognized as the best motor insurance company in the country. Known for its customer-centric approach and innovative offerings, Bajaj Allianz has become a popular choice among two-wheeler enthusiasts. If you’re looking for a reliable and performance-oriented bike insurance policy, Bajaj Allianz Two-Wheeler Insurance is an excellent option to consider. This article provides a detailed overview of its features, benefits, coverage options, and why it stands out as a top choice for bike owners.

Bajaj Allianz Two-Wheeler Insurance 2025

Bajaj Allianz Two-Wheeler Insurance is designed to provide comprehensive protection for your bike or scooter. With over 1.1 crore insured two-wheelers and a network of 4,500+ cashless garages, Bajaj Allianz ensures a seamless experience for its customers. The company is also known for its quick claim settlement process, with a Claim Settlement Ratio (CSR) of 96.5%. Additionally, Bajaj Allianz offers instant claim settlement within 20 minutes through its Motor On-Spot service, making it a trusted name in the insurance industry.

Important Features of Bajaj Allianz Two-Wheeler Insurance 2025

Bajaj Allianz Two-Wheeler Insurance comes with a host of features that make it a preferred choice among bike owners. Here are some of the standout features:

1. Personal Accident Cover:
   • Provides coverage up to ₹15 lakh for the rider in case of accidental death, disability, or injuries.
2. Optional Add-On Covers:
   • Customize your policy with a range of add-ons like zero depreciation, engine protection, and roadside assistance.
3. Easy Online Renewal:
   • Renew your policy online in just a few simple steps, ensuring uninterrupted coverage.
4. 24/7 Customer Support:
   • Bajaj Allianz offers round-the-clock customer service for queries and assistance.
5. No Claim Bonus (NCB):
   • Earn up to 50% NCB for every claim-free year, which can significantly reduce your premium.
6. Instant Claim Status Updates:
   • Receive instant updates on your claim status via SMS and access 24×7 call center support.

Types of Bajaj Allianz Two-Wheeler Insurance 2025

Bajaj Allianz offers three main types of bike insurance policies to cater to different needs:

1. Third-Party Bike Insurance:
   • This is a mandatory requirement under the Motor Vehicles Act in India. It covers damages or injuries caused to a third party due to an accident involving your two-wheeler. The compensation limit for third-party damages is ₹15 lakh.
2. Comprehensive Bike Insurance:
   • This is an all-inclusive policy that covers third-party liabilities as well as damages to your own vehicle due to accidents, theft, natural disasters, or man-made calamities. It also allows you to add optional covers for enhanced protection.
3. Standalone Bike Insurance:
   • This policy is designed to cover repair and replacement costs of your two-wheeler in case of theft, natural disasters like floods or earthquakes, or man-made incidents like riots and vandalism.

What Does Bajaj Allianz Bike Insurance Cover?

Bajaj Allianz Two-Wheeler Insurance provides extensive coverage for a wide range of scenarios, including:

• Damages caused to third-party vehicles and property.
• Injuries caused to a third party due to an accident involving your bike.
• Damages to your bike due to natural disasters like floods, earthquakes, or cyclones.
• Loss or damage to your bike due to fire, explosion, or theft.
• Damages caused by man-made disasters like riots, vandalism, or terrorism.

Exclusions of Bajaj Allianz Two-Wheeler Insurance 2025

While Bajaj Allianz offers comprehensive coverage, there are certain exclusions to be aware of:

• Driving without a valid license or with an expired license.
• Riding under the influence of alcohol or drugs.
• Using the bike for unlawful activities.
• Wear and tear due to regular use of the two-wheeler.
• Electrical or mechanical failures.

Add-On Covers for Enhanced Protection

Bajaj Allianz allows you to customize your policy with a range of add-on covers:

1. Zero Depreciation Cover:
   • Ensures full claim settlement without factoring in depreciation for bike parts.
2. No Claim Bonus (NCB) Protect Cover:
   • Protects your NCB discount even after making a claim during the policy term.
3. Personal Accident Cover:
   • Provides financial compensation in case of accidental death or permanent disability.
4. Consumable Cover:
   • Covers the cost of consumable spare parts like oil, nuts, bolts, and screws.
5. Roadside Assistance:
   • Offers help in case of breakdowns, flat tires, or fuel emergencies.
6. Return to Invoice Cover:
   • Compensates you with the full invoice value of your bike in case of theft, fire, or total loss.
7. Engine Protect Cover:
   • Covers engine repair or replacement costs due to water ingression, oil leakage, or other damages.

Where to Buy Bajaj Allianz Two-Wheeler Insurance Online

Purchasing Bajaj Allianz Two-Wheeler Insurance is a quick and hassle-free process. Here’s a step-by-step guide:

1. Visit the Official Website:
   • Go to the Bajaj Allianz website or visit Quick insurer’s two-wheeler insurance page.
2. Enter Bike Details:
   • Provide your bike’s registration number, make, model, and manufacturing year.
3. Verify Your Phone Number:
   • Enter your phone number for OTP verification.
4. Compare Plans:
   • Review and compare different insurance plans to find the one that suits your needs.
5. Select Add-Ons:
   • Customize your policy by choosing optional add-ons.
6. Make Payment:
   • Pay the premium online using a credit/debit card, net banking, or digital wallets.
7. Receive Policy:
   • The policy document will be sent to your registered email ID.

Steps to Renew Bajaj Allianz Two-Wheeler Insurance 2025

Renewing your Bajaj Allianz bike insurance is simple and can be done online in a few steps:

1. Visit the Bajaj Allianz Website:
   • Navigate to the renewal section.
2. Enter Policy Details:
   • Provide your policy number and bike registration number.
3. Review and Customize:
   • Review your existing coverage and add any optional covers.
4. Pay the Premium:
   • Complete the payment process to renew your policy.
5. Receive Updated Policy:
   • The renewed policy will be sent to your email.

Claim Process – Bajaj Allianz Two-Wheeler Insurance 2025

Filing a claim with Bajaj Allianz is a straightforward process. Follow these steps:

1. Notify the Insurer:
   • Inform Bajaj Allianz by calling their toll-free number (1800-209-5858) or filing a claim online.
2. Submit Required Documents:
   • Provide necessary documents like the claim form, FIR copy, policy document, and driving license.
3. Inspection:
   • A surveyor will inspect the damage to your bike.
4. Claim Approval:
   • Once approved, you can opt for cashless repairs at a network garage or reimbursement.
5. Settlement:
   • The claim amount will be settled directly with the garage or reimbursed to you.

Important Documents Required for Claim Settlement

To ensure a smooth claim process, you’ll need the following documents:

• Duly filled claim form
• Copy of the bike insurance policy
• Vehicle registration certificate (RC)
• Driver’s license
• FIR copy (in case of theft or major accidents)
• Original bills and receipts for repairs

Easy Steps to Download Documents of Bajaj Allianz Two-Wheeler Policy

To download your policy document:

1. Visit the Bajaj Allianz e-policy download page.
2. Enter your policy number and registered mobile number.
3. Generate and enter the OTP sent to your phone.
4. Provide your email address and complete the captcha.
5. Click “Send Mail to Customer” to receive the policy document in your email.

Conclusion

Bajaj Allianz Two-Wheeler Insurance is a reliable and comprehensive solution for protecting your bike or scooter. With its wide range of coverage options, affordable premiums, and quick claim settlement process, it’s no wonder that Bajaj Allianz is a preferred choice among two-wheeler owners. Whether you’re looking to purchase a new policy or renew an existing one, Bajaj Allianz offers a seamless and hassle-free experience.