Bank Of India Star Personal Loan 2024: पाए 25 लाख का लोन, मात्र 1105 रुपए की Monthly Installment पर, जल्द ही आवेदन करे

Bank Of India Star Personal Loan 2024: Looking for a loan? BOI Star Personal Loan 2024 is available for you! Now you can take a loan up to Rs 25 lakh at a very low EMI of just Rs 1105. Sounds good, right? Well, it’s true! In this article, we will help you through the entire process of applying for and securing this fantastic BOI Star Personal Loan 2024 offer. Be it for a big purchase or to cover unexpected expenses, BOI Star Personal Loan 2024 is here to help you. Well, let’s learn more about how to benefit from this amazing opportunity.

Bank of India is a major commercial bank of India, headquartered in Mumbai. This bank provides various types of personal loans to its customers. There is a special loan among the personal loans of the bank, which is called BOI Star Personal Loan. Salaried, self-employed, professionals, etc. can apply for this loan for their personal needs. In this, loan can be obtained to meet medical emergency, education, travel, children’s marriage or other expenses. BOI Star Personal Loan 2024 provides bank customers the facility to avail loan up to Rs 25 lakh at EMIs lower than mobile recharge. This loan can help you meet your various needs and provide you with comfortable repayment facilities.

BOI Star Personal Loan 2024

Bank of India Star Personal Loan Scheme is one of their various personal loan schemes. Under this scheme, loan up to Rs 25 lakh is available to bank customers at EMI less than mobile recharge for a repayment period of 84 months.

Here EMI for personal loan of Rs 1 lakh starts from just Rs 1105 and it has instant approval. Along with this, the bank also provides a discount of 0.50% in the annual interest rate of personal loan to women. To avail this opportunity, you can visit the official website of the bank and get more details on Star Personal Loan.

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BOI Star Personal Loan 2024 Important Features

Attractive Interest Rates: This loan is available at attractive interest rates, which makes your repayment convenient.

Minimum Documentation: Applying for a loan requires minimum documentation so that you do not face any hassle.

Eligibility:
citizenship certificateincome certificate
Aadhar cardOther required documentsChatGPT

Loan approval time: Bank of India’s Star Personal Loan gets customers approved in a very short time with attractive interest rates and minimum documentation. This loan is an excellent option to meet personal or family needs. Applying for it is very simple for the concerned persons.

Attractive Interest Rates: This loan is available at attractive interest rates, which makes your repayment convenient.

Minimum Documentation: Applying for a loan requires minimum documentation so that you do not face any hassle.

Bank of India Star Personal Loan Important Points to Note

  • Special Offers: BOI Star Personal Loan offers attractive offers for doctors, government employees, PSU employees, and salary account holders.
  • Simple Documentation: There is a very simple documentation process to avail the loan.
  • Special Interest Rate: Loan up to Rs 25 lakh is offered at an initial EMI of just Rs 1105 per lakh.
  • Flexible Repayment Tenure: A flexible repayment tenure of 7 years is given for the loan.
  • Maximum Loan: The maximum loan amount is 36 times the gross monthly salary of the individual.
  • Quick Settlement: BOI Star Personal Loan gets instant settlement.
  • Women Benefit: 0.50% interest rebate is given to women beneficiaries.
  • For Disabled Customers: Processing fee on loan is nil.
  • Interest Rates: Loan interest rates start from 10.85% per annum.
  • No prepayment: No prepayment is required for this loan and there are no indirect charges.

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BOI Star Personal Loan Interest Rates and Charges

Interest Rate: On Star Personal Loan of the bank, the bank is providing loan up to Rs 25 lakh to the customers at an initial interest rate of 10.85% per annum.

Charge On BOI Loan

  • PPC for Individuals: This fee is a lump sum of 2.00% of the loan amount, with a minimum of Rs 1000 and a maximum of Rs 10000.
  • PPC for Doctors: For doctors, it is 50% of the PPC applicable on their personal loan.
  • Attractive concession for approved schemes: Attractive concession is also provided for approved schemes.

Star Personal Loan Eligibility 2024

  • Type of Applicant: Salaried, self-employed, professionals (Doctors, Engineers, CAs) etc. are eligible for this loan.
  • Non-Individual Trust Scheme: Those applying for non-individual trust schemes will not be eligible.
  • Age Limit: The maximum age of the applicant at the time of paying the last installment of the loan should not exceed 70 years.

Documents Required for the BOI Star Personal Loan 2024

  • Identity Proof: Any one of Aadhar Card, Voter ID, PAN Card.
  • Address Proof: one of Driving License, Passport, Latest Electricity Bill, Gas Bill.
  • Income Proof: Income Tax Return, Salary Slip, Form-16, or any other relevant income proof.
  • For Salaried: Latest 6 months’ salary, salary slip, one-year ITR, or Form-16.
  • For Self-Employed Individual: CA Certified Income Profit & Loss Account, ITR of last 3 years, or Balance Sheet.

How You Can Apply for BOI Star Personal Loan 2024?

  • Visit the bank’s website: First of all, you have to go to the official website of Bank of India.
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  • Access the Loan section: On the home page, click on the “Personal” link. Then select “Personal Loan” under “Loans”.
  • Apply for Star Personal Loan: Click “Learn More” below Star Personal Loan, then select “Apply Now” or “Apply Now”.
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  • Fill the Application Form: On the new page, select “Apply Online” and fill the application form. Fill the necessary information like loan amount, bank name etc.
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  • Submit Application: After filling the form, click on “Submit” or “Submit”. The process of your application will start.
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  • Bank Confirmation: Bank officials will contact you and confirm further details with you as required.