बैंक में खाता कैसे खोले: Bank Me Khata Kaise Khole | How To Open Saving Account [Form]

Bank Me Khata Kaise Khole | How to Open Saving Account: A savings account is very important for all citizens is not only provides banking facilities for the customers but also works as an authentic document that is helpful for different services in the government sector send companies. Most people are confused and do not apply for a savings account in the bank before the age of 18 due to mis guidance, but you did know that anyone who has taken birth can open a savings account.

So if you are looking for proper guidance on opening a savings account in a bank then you can read this article where we will provide you proper guidance to Open Saving Account 2024. We will also share with you Open Saving Account eligibility criteria, minimum age for open a saving account, monthly salary for service account, important documents for saving account etc. 

Eligibility for Open Saving Account Online 2024

Due to not following the proper guidelines and eligibility criteria in banks, few customers have to face multiple rejections of semi-account application forms. So firstly you should check the eligibility criteria to Open Saving Account 2024 in the following points and have to complete all of them before going to the bank; 

  • Any person can open savings account in any bank in India and across the world, however if you are an Indian citizen and applying for saving account in India then it will easy to you to get the approval of your application.
  • Any citizen whose age is more than 18 years old can open a saving account themselves, but minors have to affiliate their parents or guardian details in the bank. 

 There is no other essential eligibility criteria to open a saving account in India, but specific Bank can follow extra eligibility criteria also including maintain the minimum balance in Bank account etc.

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Important document list to Open Saving Account Online 2024

Documentation is very important procedure while applying for opening a saving account in a bank so you have to carry list of the following documents while submitting your Open Saving Account application form: 

  • Aadhar card of the applicant 
  • Aadhar card of the parents or guardians (ine case off minor applicant) 
  • Address proof of the applicants where you can show utility bill including telephone bill, gas connection bill, electricity bill etc
  • PAN card is mandatory for citizens whose age is more than 18 years. However PAN card is always necessary in India for transaction of more than 50000 rupees through banking. 
  • Recent passport size photograph of the applicant 
  • Banks are also demanding an extra document of guarantee where you can use the bank account of any of your family members or friends. 

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 Apart from the above documents, you also have to submit the application form of opening saving account which will be provided from the branch of the bank and you have to fill your details in this Open Saving Account application form manually. 

How to Open Saving Account 2024?

Due to digitalisation, online saving account opening facilities are also available in approximately all the banks where you can visit to the official website or download mobile application and fill the Open Saving Bank Account application form through online mode. However it is recommended to new account applicants to submit the application form manually by visiting to the branch where you have to follow the following procedure: 

  • Firstly you have to download or ask the application form from the branch of the bank and fill all the information in the Saving Bank Account application form 
  • Provide your personal details, document information, parents details, contact information and other details 
  • Now you have to paste your passport size photograph in application form and attach all the documents in sequence
  • After that you have to submit the application form to the branch manager and he will verify your information and will open the bank account within few minutes. 
  • Few banks are also accepting minimum maintenance balance during opening the saving account so you also have to pay the required payment, if necessary. 
  • After that the branch will provide you passbook of your saving account where your bank information including account number, branch details and other information will be printed and you can use it for all the banking purposes. 

Official websites for opening bank account online (list)

Bank NameAccount Opening Form (Official URLs)
HDFC Bankhttps://www.hdfcbank.com/personal/save/accounts/savings-accounts
Axis Bankhttps://www.axisbank.com/retail/accounts/savings-account
BOB Bankhttps://www.bankofbaroda.in/personal-banking/accounts/saving-accounts
SBI Bankhttps://sbi.co.in/web/personal-banking/accounts/saving-account/savings-bank-account
UBI Bankhttps://www.unionbankofindia.co.in/english/saving-account.aspx
ICICI Bankhttps://www.icicibank.com/personal-banking/accounts/savings-account/insta-save-account
Yes Bankhttps://www.yesbank.in/personal-banking/yes-individual/savings-account/digital-savings-account
Indus Ind Bankhttps://www.indusind.com/in/en/personal/accounts/saving-account.html
BOM Bankhttps://bankofmaharashtra.in/savings-account 
IDFC Bankhttps://www.idfcfirstbank.com/content/idfcsecure/en/open-savings-account-online.html
Bandhan Bankhttps://bandhanbank.com/personal/savings-accounts
Federal Bankhttps://www.federalbank.co.in/savings-accounts
Kotak Bankhttps://www.kotak.com/en/personal-banking/accounts/savings-account.html
RBL Bankhttps://www.rblbank.com/category/savings-accounts
IDBI Bankhttps://www.idbibank.in/super-saving-account.aspx
Bank of Indiahttps://www.bankofindia.co.in/Details/accountform
Indian Bankhttps://apps.indianbank.in/onlinesb_new/
Canara Bankhttps://canarabank.com/User_page.aspx?menulevel=1&menuid=1&CatID=1
Post Office Bankhttps://www.ippbonline.com/web/ippb/saving-account
PNB Bankhttps://www.pnbindia.in/saving.html
Karnataka Bankhttps://karnatakabank.com/personal/savings-account/kbl-xpress-sb-account