Phonepe Personal Loan 2024: फ़ोन पे दे रहा है 5 लाख का लोन बिना किसी दस्तावेज के, वो भी 0% ब्याज के साथ!! आज ही आवेदन करे

Phonepe Personal Loan 2024:  Third-party transaction mobile application Phonepe does not provide personal loans to their customers in multiple ways. If you need an instant loan and are an existing customer of the Phonepe mobile application then this article will be very helpful for you as you can get up to Phonepe Se Personal Loan 2024 of 500000 rupees loan according to your banking history and relationship with the bank.

Check this article to know the Phonepe Se Personal Loan 2024 eligibility criteria and important documents that will be used at the time of applying online. We will also discuss with you the online procedure to apply for a personal loan in Phonepe without visiting any bank or any physical branch. Phonepe is very famous in India for transactions where users pay money using UPI or Phonepe mobile number, But now the company is collaborating with other companies and banks to increase their business and provide maximum facilities to their customers.

Phone Pe Se Personal Loan 2024 [Urgent Loan 2024]

Phonepe itself does not provide any loan facilities but has contracted with other banks that are interested in providing personal loans to the users of Phonepe. However, you can apply by using Phonepe for a personal loan in these banks for a maximum of 5 lakh rupees according to your needs. Banks will charge interest rates according to your CIBIL score and banking history which will you provide at the time of applying online.

However, these companies may be charged interest rates between two persons to 30% maximum. Apart from the interest rates you have to pay processing fees and GST which will be automatically deducted from the principal amount which will be provided to you after getting approval of your Phone Pe Se Personal Loan 2024 application.

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Phone Pe Se Personal Loan Eligibility 2024

  • Applicant should be an Indian citizen
  • Should have existing customers of the Phonepe mobile application and using the app for months
  • The age of the applicant should be more than 21 years old
  • The applicant’s cibil score should be good. More than 750 will be considered good and it will be easy for you to get approval instantly if you have a good CIBIL score.
  • If you have a regular source of income either self-employed or receiving a salary per month then you will get additional benefits of getting approval

Documents Required for PhonePe Personal Loan

The company is not asking any physical document but you have to upload that documents and provide information of documents on the mobile application of phonepe at the time of applying personal loan:

  •  Aadhar card of the applicant
  • PAN card is very important
  • Bank account details
  • Salary slip or last 6 month bank statement
  • Employment information
  • Your mobile number and PAN card should be linked with Aadhar card and Bank where you have saving account or any other type of account.

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Application procedure for Phonepe personal loan 

We want to confirm that there are multiple ways to apply for a personal loan on Phonepe you can directly apply through the mobile application of Phonepe or you can use the Flipkart mobile application. Flipkart and Phonepe are exchanging their services and their customers, so if you are a registered customer of Phonepe and want to shop online you can use the Flipkart platform where you will get a maximum of 50000 rupees loan to purchase any item from this E-Commerce company.

Follow this procedure to apply for a Phonepe personal loan in the mobile application of phone:

  • Open the Phonepe mobile application on your smartphone with internet connectivity
  • Now you can see multiple options where you have to select the loan repayment section in the dashboard 
  • After this, you can see a list of the partner banks in the mobile application and you can select any Bank according to their proposal of the loan.
  • Provide your document information for KYC and provide the OTP which will be sent to the registered mobile number of Phonepe
  • After the day to have to enter the loan amount and select EMI for repayment
  • Once you submit all the details you can send it for approval to the partner Bank by clicking on the submit link

The bank will review your application and will provide the approval according to your eligibility.