मोदी सरकार की और से किसानों को 3000 रुपये प्रति माह पेंशन, यहाँ जाने PMKMY Form 2024 भरने की सम्पूर्ण जानकारी !!

PMKMY Form 2024 : Future saving schemes are very important for individuals to live peacefully after retirement. However, employees of the government sector as well as the public sector have an opportunity to invest in the National Pension Scheme and EPFO so they can get a return on their payment after retirement. But farmers in India do have not any facilities to get a pension scheme.

The central government is providing 3000 rupees per month pension to farmers in India who regularly participate in the PM Kisan Maan Dhan scheme (PMKMY Form 2024). The scheme has been launched for unorganized workers and farmers whose monthly income is not more than 15000 rupees. So all the farmers who fulfill the eligibility can apply for the PMKMY Form 2024 by following the step-by-step procedure which is mentioned in this article.

PMKMY Form 2024

The central government is providing financial assistance to the farmers in the country by following many welfare schemes including the pm Kisan scheme, Fasal Bima Yojana, etc. Apart from this farmers can also get a monthly pension after the age of 60 under the new scheme of the Central Government. The PMKMY Scheme is known as the PM Kisan Man Dhan Scheme 2024.

So if you are a farmer who is living in India and wants to get a monthly pension from the central government after the age of 60 then you can read this article “PMKMY Form 2024” where we will provide you the PMKMY Form 2024, PMKMY eligibility criteria to get a Kisan pension, a list of important documents which are necessary to apply & fill the PMKMY Form 2024 for PM Kisan Maan Dhan Scheme, etc.

Prime Minister Kisan Maan Dhan Yojana 2024

PM Kisan Maan Dhan Yojana 2024 covers farmers owning land up to 2 hectares in the age group 18-40 years with a minimum pension of ₹3,000 per month. After attaining the age of 60 years, a beneficiary will receive the pension quantity. This amount will get directly deposited into the beneficiary’s bank account. On death or demise of a farmer, his wife will receive a pension. Only, a husband of a farmer is eligible to avail of this benefit.

The need for this scheme lies in the fact that it provides security to the lives of 5 crore marginalized and small farmers by offering this minimum pension amount. Adding to this, about 3 crore small merchants are among the beneficiaries of this scheme.

Components of Prime Minister Kisan Maan Dhan Scheme 2024

The PMKMY 2024 revolves around the provision of a minimum monthly pension to the farmers achieving the age of 60 years.

  • Rs.3000/- will be sanctioned as monthly pension in favor of the pensioner enrolled under the scheme.
  • A monthly contribution of Rs.55 to Rs.200 are supposed to be made by the farmers, according to their entry age, into the Pension Fund until the age of 60 years.

Objectives of the PMKMY 2024

The Pradhan Mantri Kisan Maan Dhan Yojana is brought into action to serve as an old age pension scheme for the farmers in the country.

  • Pension scheme for all Small and Marginal Farmers(SMFs).
  • To secure the lives of farmers.
  • To provide proper development skills and social security.

Feature of PM Kisan Maan Dhan Yojana 2024

  • This is an investment plan where farmers will get the opportunity to invest in future pension schemes.
  • Applicants have to pay 55 rupees to rs 200 monthly according to their eligibility and conditions.
  • If you apply in this scheme earlier in the age of 18 years then you will be charged a minimum amount monthly.
  • The more you delay investing in this scheme, you will be charged a higher amount monthly which will be less than 200 rupees per month.
  • Applicants have to invest the premium amount per month till the age of 60. 
  • Once you get to the age of 60 you will get your investment amount as a return of 3000 per month in your bank account. 
  • The most beneficial part of this scheme is, that if the applicant dies then his spouse will be eligible to get 50% of the pension per month in her bank account under the family pension scheme. 

PM Kisan Maan Dhan Yojana 2024 Benefits

Benefits to the family upon death of an eligible subscriber :-

  • During the receipt of pension, if an eligible subscriber dies, his spouse shall only be entitled to receive fifty per cent of the pension received by such eligible subscriber, as family pension and such family pension shall be applicable only to the spouse.

Benefits on disable :-

  • If an eligible subscriber has given regular contributions and become permanently disabled due to any cause before attaining his age of 60 years, and is incapable of continuing to contribute under this Scheme, his spouse shall be entitled to continue with the Scheme subsequently by payment of regular contribution as applicable or exit the Scheme by receiving the share of contribution deposited by such subscriber, with interest as actually earned thereon by the Pension Fund or the interest at the savings bank interest rate thereon, whichever is higher.

Eligibility criteria for PMKMY Form 2024

  • Only Indian citizens can apply for the PMKMY Form 2024.
  • The age of the farmer should be between 18 years to 40 years at the time of filling PMKMY Form 2024.
  • The monthly income of the farmer should not be more than 15000 rupees.
  • If any farmer is involved in tax-paying activities then he cannot fill the PMKMY Form 2024.
  • Applicant should not be registered with other pension schemes such as NPS, EPFO, etc.
  • Applicant should have an Aadhar card at the time of filing PMKMY Form 2024 whether online or offline.
  • The applicant should also carry a savings account with an IFSC code and account number from any bank in India.
  • Apart from saving accounts, Jan Dhan’s account can also be used for this scheme.
  • Applicant should have at least two-hectare land for farming.

Documents Required to fill PMKMY Form 2024

  • Residential proofs like Aadhaar card, voter ID or ration card.
  • BPL certificate.
  • Age proof.
  • Farmer registration certificate.
  • Valid Land Documents.
  • Bank details.

Pradhan Mantri Kisan Maa Dhan Yojana is social security scheme for underprivileged farmers in India and aims to work for their upliftment for a good and secure life.

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How to fill out PMKMY Form 2024 ?

Follow this procedure to apply online for PM Kisan Mandhan scheme or to fill PMKMY Form 2024 by using mobile phone.

  • First of all, visit the official website of PM Kisan Maandhan scheme.
  • You can click on this link to visit direct on the website : https://maandhan.in/ 
  • Now you will be redirected on a new page where you have to click on the link of service and select new enrollment.
PM Kisan Maandhan Scheme 2024
  • After this you will reach on the new page where you have to click on the self enrollment link.
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  • Now you have to enter your mobile number which is linked with Aadhar card pan card and your bank account in the website and you will receive OTP for verification.
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  • After that provide your details including your name, contact information, farming-related information, etc.
  • Now provide your bank account details.
  • After this system will automatically calculate the monthly premium for your condition according to your age at the time of applying.

If you are comfortable with terms and conditions and agrees with all the terms and conditions then you can click on the submit links after that you have to pay the premium amount for 1 months to start this scheme. 

Offline Steps to Fill PMKMY Form 2024

Eligible farmers can enrollment themselves at the nearest CSC or Common Service Centre.

  • To enroll under this scheme (PMKMY Form 2024), applicants must keep these documents prepared.
    • Savings Bank Account Number with IFSC Code (Check or copy of bank statement or bank passbook).
    • Aadhar card
  • Then, payment of initial contribution quantity in cash will be made to the VLE or Village Level Entrepreneur.
  • A VLE will take into account the applicant’s name, Aadhaar number, and DOB (date of birth) as mentioned on Aadhaar card for authentication purposes.
  • Then, a VLE will complete the PM Kisan Maandhan Yojana online registration by filling up the details like – contact number, email address, bank account details, and husband details (if any).
  • The system will calculate monthly payable contributions automatically as per a subscriber’s age. The applicants will pay the 1st subscription amount in cash to the VLE.
  • Now, an Enrolmentcum Auto Debit mandate form will get printed.
  • Eligible candidates must sign this form.
  • The VLE will scan this form and upload it on the system.

PMKMY 2024 Monthly Contribution Amount

As specified below is a tabular data of the specific contribution amount payable against the entry age :-

Entry Age (Years)Monthly Contribution by the Member (Rs.)Monthly Contribution by the Govt. (Rs.)Total Monthly Contribution (Rs.)

Voluntary Exit from the PMKMY 2024

The beneficiaries are eligible to make voluntary exits from the Pension Fund only after completing at least 5 years of regular contributions. Once the exit is initiated, the LIC is required to return the entire contribution amount made till date along with the interests payable according to the prevailing interest rate.

Who is not eligible to fill PMKMY Form 2024 ?

  • Institutional landowners.
  • Constitutional Post holders – Former or Present.
  • Former or Present- Ministers, State Ministers, Members of Lok Sabha, Members of Rajya Sabha, Members of State Legislative assemblies/councils, Mayors of Municipal Corporation, Chairman of District Panchayat.
  • Serving or Retired – Officers and Employees of Central Govt. Ministries, State Govt. Ministries, Regular Employees of Local Bodies, Employees of autonomous institutions under the Government.
  • Professionals like Doctors, Engineers, Lawyers, CAs, Architects – all who paid income tax in the last assessment year.

FAQ’s : PMKMY Form 2024

What is Prime Minister Kisan Maan-Dhan Yojana (PM-KMY) ?

It is a voluntary and contributory pension scheme for the farmers for entry of
Age Group of 18 to 40 years with a provision of payment of Rs. Rs 3000 monthly pension
on achieving the age of 60 years,

What will happen if the beneficiary gives wrong declaration to be an eligible
subscriber of the scheme ?

In case of inaccurate declaration, the beneficiary shall be liable to get back his
Contributions without any interest therein and the Central Government’s matching
contribution will be stopped.

Can a candidates avail advantage under this scheme if he own more than 2 hectares of land ?

No. Any individual farmer owning more than 2 hectares of cultivated land shall not be eligible to get benefits under the scheme.