SBI Yono App Personal Loan 2024: SBI से ₹8 लाख का पर्सनल लोन, 4 चरणों में तुरंत मंजूरी, कोई दतावेज व आवेदन शुल्क नहीं

SBI Yono App Personal Loan 2024: Citizens have the opportunity to conveniently apply for a personal loan from the State Bank of India (SBI) through their online platform in this festival month. SBI is currently offering a special promotion of 0% processing fees on personal loans, making it an attractive option for those in need of quick financial assistance. This article “SBI Yono App Personal Loan 2024” guides you through the step-by-step process of applying for an SBI Yono App Personal Loan 2024 via the SBI YONO mobile application, outlining the SBI Yono App Personal Loan 2024 eligibility criteria and necessary documentation for the year 2023.

The State Bank of India facilitates banking services through the comprehensive SBI YONO mobile application. This all-in-one platform allows customers to conduct various transactions easily. SBI YONO now extends its services to include personal loans for existing customers. While the loan amount is not explicitly specified, applicants can apply based on their requirements.

The bank offers competitive SBI Yono App Personal Loan interest rates 2024, starting from 11.05%, subject to adjustment based on the customer’s profile. A noteworthy feature of the SBI YONO personal loan promotion is the waiver of processing fees for applications submitted before January 31, 2024, as part of the banking opening festival Dhamaka.

SBI Yono App Personal Loan Eligibility 2024

To be eligible for the SBI YONO personal loan, applicants must meet the following criteria:

  • Citizenship: The applicant should be a citizen of India.
  • Existing SBI Customer: Only existing customers of the State Bank of India are eligible to apply.
  • Age Requirement: The applicant should be at least 21 years old.
  • Active SBI Account: Applicants should have an active SBI account where they either receive a salary or business income.
  • Specific Eligibility Check: Applicants can verify their eligibility criteria by sending an SMS to 567676, including the message “PAPL last 4 digits of your SBI bank account.” The bank will then communicate the eligibility conditions to the registered mobile number.

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Documents Required for SBI YONO App Loan 2023

The following documents are necessary for the online application process via YONO SBI, and while physical documents will not be requested during the online application, applicants should have the following:

1. Aadhar Card

2. PAN Card

3. Registered mobile number linked with Aadhar card, PAN card, and SBI bank account

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SBI Yono App Personal Loan 2024 Apply Online

To apply for an SBI YONO personal loan, follow these steps:

  • Install the SBI YONO mobile application and register by entering your SBI-registered mobile number, completing the OTP verification, and filling in your profile details.
  • Locate the PAPL option in the mobile application and provide your PAN number details.
  • Verify your identity through OTP sent to your registered mobile number.
  • View the loan offers on the dashboard based on your eligibility.
  • If satisfied with the loan amount, proceed to select the loan tenure for timely repayment.
  • After submitting all required details, carefully review the terms and conditions of the SBI pre-approved personal loan in the YONO mobile application.
  • 6. If you agree to the terms and conditions, finalize and submit your application. The company will then verify the details and disburse the loan amount to your bank account within a few hours.

If you are not using the SBI YONO mobile application then you can apply for a personal loan through the online banking facilities of SBI by visiting the official website of State Bank of India. Banks have records of their customers and offer loan amounts according to their transaction activities in previous months. If you have a regular source of income such as getting a salary then it will be very helpful for you to get instant approval of your loan application.