West Bengal Matsyajeebi (Fisherman) Credit Card Scheme: Loan Up To ₹ 2 Lakh For Fishermen, Apply Now!

West Bengal Matsyajeebi (Fisherman) Credit Card Scheme: The West Bengal government has started a special scheme to help fishermen, called ” Matsyajeebi Credit Card Scheme”. Under this scheme, fishermen will be given a loan of up to Rs 2 lakh to expand their business. This scheme is for those fishermen who want to increase their income and want to get better resources. If you also do fishing and want to take advantage of this scheme, then apply immediately. Let’s know the benefits of this scheme, application process and other important information.

West Bengal Fisherman Credit Card Scheme

Do you do fish farming or are a fisherman? Do you feel lack of money for your work? Now your problem is going to end. The West Bengal government has launched the Matsyajeebi Credit Card Scheme for fishermen and fish farmers. This scheme gives loans to fishermen at affordable rates for their needs

This step of the government is very commendable to increase the income of fishermen and make them self-reliant. Under this scheme, you can take a loan of up to Rs 2 lakh. The interest rates in this are very low and the process is also easy. Let us know every aspect of this scheme in detail so that you can also take advantage of it.

Matsyajeebi (Fisherman) Credit Card Scheme: An Over view

Objective of the scheme: Help and development of fishermen

The main objective of launching this scheme is to support fishermen and fish farmers for their financial needs. Now you do not need to go to moneylenders or non-official lenders. The government has made this scheme so that fishermen can get loans at affordable rates.

Another major objective of the scheme is to create new employment opportunities, increase fish production and make fishermen self-reliant.

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Key features and benefits of Matsyajeebi (Fisherman) Credit Card Scheme

Now let’s talk about the special benefits of this scheme. This scheme is not only helpful for fishermen, but also benefits every small and big worker associated with it.

Low interest rate on loan:

• The interest rates on the loan available under this scheme have been kept very low, so that there will be no financial burden on the fishermen.

Loan without guarantee

• If you want to take a loan of up to Rs 1.6 lakh, then you do not need to mortgage any guarantee or property.

Flexibility

• In this scheme, the time to repay the loan is decided according to your production and sales. If your fish crop gets spoiled, then you can demand to extend the payment date.

Additional benefits

• This scheme is not only beneficial for fishermen but also for those who make fish pickles, papad and jewellery. Dry fish makers, fish sellers and even those who make jewellery from fish bones can avail this scheme.

Financial security

• This scheme gives relief to fishermen from their financial problems. Now they can easily borrow money for any work.

Who can benefit from this scheme? (Eligibility)

Now the question arises whether you are eligible for this scheme or not. The government has made it very comprehensive so that more and more people can benefit from it.

Residents of West Bengal:

• The scheme will benefit only those people who are permanent residents of West Bengal.

Fishermen and fish farmers:

• Small and medium-scale fish farmers, who want financial help for their business, can apply for this scheme.

Fishery-related work:

• Dry fish makers, fish sellers and those who make fish products (such as pickles, papad, jewelry) can also avail it.

People working in groups:

• Self-help groups, joint liability groups and fish farmer producer organizations can also become a part of the scheme.

Documents required for application

To avail of this scheme’s benefits, you must provide some important documents. These documents are:

How to apply for Matsyajeebi (Fisherman) Credit Card Scheme? (Offline and Online Process)

Now let’s talk about the application. The government has made it so easy that everyone can do it.

Offline Application:

• If you want to apply offline, then you can go to your nearest “Dware Sarkar Camp” and fill the application form. You will also get help here.

Online Application:

• Those who can use the internet can apply by visiting the website mjcc-fisheries.wb.gov.in. You will be given the complete process on the website.

Why is this scheme special?

The West Bengal Fisherman Credit Card Scheme is not only making the lives of fishermen easier, but it is also strengthening their livelihood.

• Now fishermen do not need to extend their hands in front of moneylenders for loans.
• This scheme has made fishermen self-reliant.
• New employment opportunities are being created.
• Fish production is increasing in the state, leading to economic strength.

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Conclusion:

West Bengal Fisherman Credit Card Scheme is like a boon for fisheries and fishermen. This scheme not only solves their economic problems but also makes them self-reliant and strong.

If you also do fish farming or are in any business related to fish, then definitely take advantage of this scheme. Apply now and make your dreams come true.

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